Income Protection Insurance Brokers

Income Protection

Income Protection insurance is designed to replace up to 70% of your income should you become sick or injured and unable to work.

Income Protection in Australia is generally tax deductible and is designed to ensure that you can continue to pay the bills, put food on the table and carry on financially until you return to work. Benefits periods start at 2yrs and go up to the age of 65.

Risk Insurance Broker
Protectinsure Risk Insurance Broker

Personal. Transparent. Trusted.

Why Income Protection Insurance Matters

Income protection can be complex, different waiting periods, benefit periods, built-in features and policy definitions can dramatically affect how and when you’re paid.

As Income protection advisers, we help you navigate this complexity and choose a policy structured for your actual needs for If you found yourself unable to work for 3, 6 or 12 months, would you have a plan?

Income protection creates financial stability when life doesn’t go according to plan.

Why Choose Us

What Is Income Protection Insurance?

Income protection provides regular monthly payments usually up to 70% of your income, if you’re unable to work because of an injury or medical condition. Some of the things income protection can cover are:

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Mortgage or rent

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Bills and living expenses

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Medical or rehabilitation costs

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Loan repayments

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School or childcare costs

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Business expenses (if self-employed)

ProtectInsure Risk Insurance Specialists
Protectinsure Risk Insurance Broker
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Wendy S profile picture
Wendy S
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I have communicated with Steve Davies 100% virtually and I feel that I still got 100% service. I found him to listen and understand my needs and came up with a multiple suitable options. Thanks for making my transitions of insurance companies easy.
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Alla Hartley profile picture
Alla Hartley
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Very happy with the service I have been getting. Fast turnaround for any questions I might ask. I definitely recommend them.
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Ashlea Farrugia profile picture
Ashlea Farrugia
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Steve has been a great help and is very knowledgeable & patient. Thank you Steve for all your help, it’s much appreciated.
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Coop profile picture
Coop
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Steve was very professional and friendly as he educated me, and addressed any concerns or questions I had as we discussed a range of options for income, trauma, tpd, and death insurance. There was no up-front cost for his time, which was very important to me as costs have been prohibitive previously. My wife and I could not recommend this service enough, and the clarity, patience, and flexibility (around a teacher’s schedule) was invaluable to us.
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Catalina Bravo profile picture
Catalina Bravo
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My husband and I were looking into getting life insurance and income protection insurance. We were not clear with what would be suitable for us, but Steve was very helpful. He explained to us all the different choices and made the process very simple for us. We would highly recommend his assistance.
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Aileen Ryan profile picture
Aileen Ryan
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This is the second time in the last couple of years that we have had to claim on our sickness and accident policy. I know how we all hate paying out for these policies but I have to say, that both claims were done in good time, easy to deal with on the phone. We were backpaid then covered very well for the time my husband has to be off. I know there's lots of paperwork but it was dealt with quickly and premiums paused during the time he was off work . Very satisfied and thank goodness we have the cover . Thank you so much Steve, very satisfied customer.
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Andy Caryofyllis profile picture
Andy Caryofyllis
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Really impressed with the service offered by Steve Davies. He had our best interests in mind and obtained for us the deals that suited what we needed. Explained it all perfectly for a novice like me.Quick and reliable and extremely professional. Highly recommended.
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Karen Hunt profile picture
Karen Hunt
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We were originally introduced to Steve through our mortgage broker as a duty of care process regarding our future financial security. So thankful to have been introduced to you. Steve picked apart our existing superannuation policies including TPD, Income protection and death benefits and we were shocked to realise how basic these policies were and how little they covered in the event of something untoward happening. Fast forward to now, we are now comfortable in the policies we have and that both ours and our children's future will be looked after. Steve has also kept us appraised of all changes in relation to superannuation and life insurance and the tax benefits around our products. We would thoroughly recommend Steve for anyone looking to ensure their future financial security"
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Brian Hammond profile picture
Brian Hammond
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I would just like to Thank Steve at Protectinsure for his diligence to details and professionalism in the handling of our Insurance needs. I would Highly recommend this company as the quality of Customer Service goes beyond my expectation. What impressed me the most was that I was treated like a person and not a number. Congratulations Steve on a Remarkable Service and wealth of knowledge for your Industry.
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