Accident only insurance is provided by several Australian insurance companies.
Not to be confused with the as short day accident wait on income protection policies,accident only insurance covers the insured person for ‘accidents only’.It is essentially Income protection without the sickness benefit.
Accident only insurance is cheaper than income protection and does not require medical underwriting. A persons smoking status is also irrelevent.
Currently within Australia their are only a few insurance companies that offer accident only insurance.
Depending on your circumstances,accident only insurance may be suitable for you.
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