Life Insurance-Mistakes to be aware of…

Most of us know the basic of life insurance, you pay a yearly/monthly premium amount and the insurance company pays your nominated beneficiary or estate a lump sum amount should you die. Over the years life insurance has grown considerably.  Many different providers...

Accident only insurance

Accident only insurance is provided by several Australian insurance companies. Not to be confused with the as short day accident wait on income protection policies,accident only insurance covers the insured person for ‘accidents only’.It is essentially...
Explaining Income Protection

Explaining Income Protection

I understand how hard it is for the average man or woman to find relevant insurance covers given all the bells and whistles some policies have. I will try and explain some of the more common terms associated with Income protection,life,trauma and tpd insurance. Non...

What is Trauma Insurance

Trauma Insurance,or crisis recovery insurance,provides a one-off lump sum payment when the isnured person suffers from a particular medical condition or event which is specified in the policy.The purpose of trauma insurance is to ease the financial burden associated...

Income Protection vs Sickness & Accident

The two names generally mean the same thing, but when you are ’shopping around’ for insurance that will cover you if you are unable to work, you may be in for some surprises if you take the wrong one. This article will outline as simply as possible the differences to...