Do you need income protection insurance

What is income protection insurance? Income protection insurance is the protection of any income you currently receive usually being the income from your place of employment, your job. Should you not be able to work for any reason due to illness or injury an income...

Life Insurance Basics

Life Insurance is a contract between two entities: the insured person and the life insurance company which provides the life insurance cover. What you really need to ask yourself is; ‘Do I really need a life insurance policy?’ It is up to you to take stock of your...

Is Trauma Insurance for me?

Before you decide whether trauma insurance is right for you, let’s look at some of the heath facts of Australian’s. By age 75, an estimated one in three men and one in four women will develop cancer. Each year, an estimated 60,000 strokes affect Australian’s about one...

Income Protection-an often overlooked insurance option

Income protection insurance can vary and suit a variety of needs and budgets. Your greatest asset is your ability to earn an income, unfortunately, although the overwhelming majority insure their house, contents, cars and other valuable possessions, few people...

Life Insurance: Super cover or stand alone?

It’s estimated that up to 70% of life Insurance polices are now bought through superannuation funds.  This estimate comes from the Investment and Financial services association (IFSA). Insurance through super does not include trauma insurance and long term income...