Insurance lacking for 20% of parents

A recent survey commissioned by IFSA reports that more than 1 in 5 working parents will die or become incapacitated and see their family’s income drop in half because they are underinsured. According to the IFSA, Australia is one of the most underinsured nations in...

Insuring against loss of income

For young people in particular, their biggest asset is their income-earning ability Not all people have enough income protection insurance. About 35 per cent of people insure themselves for income protection – and the vast majority of those people are...

How much is your life worth?

Putting a number on your life can be a bit disconcerting, possibly even disappointing. The thought of mortality can be sobering and many people avoid the issue altogether. However, we are all going to die and it is common sense to address the topic of life insurance...

Life Insurance Case Study

Darren is a self employed landscaper, married with 3 children under the age of 7. Darren and his wife Suzanne met whilst traveling overseas in the early 1990’s. Within a few years they tied the knot and decided it was time to start a family. Although Darren’ business...

The Need For Income Protection

Alan is the CEO of a large distribution company based in QLD. He is 56 yrs of age with 2 adult children. Out of the blue, Alan was rushed to hospital complaining of chest pains. Upon arrival in the emergency ward, doctors inserted a temporary stent in one of Alan’s...