Income Protection-an often overlooked insurance option

Income protection insurance can vary and suit a variety of needs and budgets. Your greatest asset is your ability to earn an income, unfortunately, although the overwhelming majority insure their house, contents, cars and other valuable possessions, few people...

Life Insurance: Super cover or stand alone?

It’s estimated that up to 70% of life Insurance polices are now bought through superannuation funds.  This estimate comes from the Investment and Financial services association (IFSA). Insurance through super does not include trauma insurance and long term income...

Insurance lacking for 20% of parents

A recent survey commissioned by IFSA reports that more than 1 in 5 working parents will die or become incapacitated and see their family’s income drop in half because they are underinsured. According to the IFSA, Australia is one of the most underinsured nations in...

Insuring against loss of income

For young people in particular, their biggest asset is their income-earning ability Not all people have enough income protection insurance. About 35 per cent of people insure themselves for income protection – and the vast majority of those people are...

How much is your life worth?

Putting a number on your life can be a bit disconcerting, possibly even disappointing. The thought of mortality can be sobering and many people avoid the issue altogether. However, we are all going to die and it is common sense to address the topic of life insurance...