Most of us know the basic of life insurance, you pay a yearly/monthly premium amount and the insurance company pays your nominated beneficiary or estate a lump sum amount should you die. Over the years…
READ MOREAccident only insurance is provided by several Australian insurance companies. Not to be confused with the as short day accident wait on income protection policies,accident only insurance covers the insured person for ‘accidents only’.It is…
READ MOREI understand how hard it is for the average man or woman to find relevant insurance covers given all the bells and whistles some policies have. I will try and explain some of the more…
READ MORETrauma Insurance,or crisis recovery insurance,provides a one-off lump sum payment when the isnured person suffers from a particular medical condition or event which is specified in the policy.The purpose of trauma insurance is to ease…
READ MOREThe two names generally mean the same thing, but when you are ’shopping around’ for insurance that will cover you if you are unable to work, you may be in for some surprises if you…
READ MOREWhat is income protection insurance? Income protection insurance is the protection of any income you currently receive usually being the income from your place of employment, your job. Should you not be able to work…
READ MORELife Insurance is a contract between two entities: the insured person and the life insurance company which provides the life insurance cover. What you really need to ask yourself is; ‘Do I really need a…
READ MOREBefore you decide whether trauma insurance is right for you, let’s look at some of the heath facts of Australian’s. By age 75, an estimated one in three men and one in four women will…
READ MOREIncome protection insurance can vary and suit a variety of needs and budgets. Your greatest asset is your ability to earn an income, unfortunately, although the overwhelming majority insure their house, contents, cars and other…
READ MOREIt’s estimated that up to 70% of life Insurance polices are now bought through superannuation funds. This estimate comes from the Investment and Financial services association (IFSA). Insurance through super does not include trauma insurance…
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