Business Insurance Brokers
Business Expense Insurance
Business expense insurance covers the regular fixed operating expenses of your business if you cant work due to sickness or injury. Business expense insurance covers the cost of running your business while you cant.
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What Is Business Expense Insurance?
Business Expense Insurance (also known as Business Expenses Cover or BEI) is designed to reimburse the ongoing, fixed costs of running your business if you are temporarily unable to work.
Unlike Income Protection (which replaces your personal income), Business Expense Insurance covers the costs your business must continue paying, such as:
- Rent
- Salaries
- Interest Payments
- Equipment Maintenance
- Utilities
- Rental, lease or depreciation of office equipment.
Why Choose Us
Who Is Business Expense Insurance For?
Sole traders
Medical, legal or financial professionals
Small-to-medium business owners
Partners in professional practices
Contractors and consultants
Tradespeople running their own business
Any business where revenue depends heavily on the owner’s presence
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