TPD Insurance Brokers
Total & Permanent Disability Insurance
Total & Permanent Disability (TPD) insurance is usually an optional extra on life insurance policies but can also be taken out as a stand alone policy.
TPD Insurance covers serious & permanent disabilty but does not cover temporary disabilities or many traumas. These are best covered by taking out income protection or trauma policies.
Personal. Transparent. Trusted.
Total & Permanent Disability Cover That Protects Your Future
A serious illness or injury can change everything, your ability to work, support your family, run your business, and maintain your lifestyle. Total & Permanent Disability (TPD) Insurance provides a lump-sum payment if you become permanently unable to work due to sickness or injury, giving you the financial security to adjust, recover, and move forward.
At ProtectInsure, we take the complexity out of TPD insurance by giving you clear, personalised advice based on your income, occupation, financial responsibilities and long-term goals.
Why Choose Us
What Is TPD Insurance?
TPD Insurance pays a one-off lump sum if you suffer an illness or injury that leaves you unable to return to work. Either in your current job or any job suited to your education and experience (depending on the definition chosen).
This payment can help cover:
Ongoing living expenses
Mortgage or loan repayments
Income replacement
Business obligations if you’re self-employed
Medical and rehabilitation costs
Home modifications or equipment
Children’s education costs
Need Life Insurance?
Get A Free Quote In 24 Hours
Fill in the form and get a quote in 24 hours.